Insolvent is a story that follows two scientists who try to make the world a better place with what seems a miraculous invention. Unfortunately the world is too fragile and the economic system starts to disintegrate as people realize that they can finally be free. Afterwards a group of survivors create a utopian society in southern England but there lies an opportunity for power that proves too tempting to resist. This story questions the fragility of our society and the possibilities for science to work for or against humanity, depending on the morals of those who control it. The story jumps from the utopian future where the evil leader simply called Mother controls, to the before that turned Mother into a monster.